Bubble AI Agent
Interactive Demo
Build your portfolio with AI assistance while keeping 100% control over your investment decisions.
You decide, Bubble executes.
Starting with 200 000€, Bubble's low flat-fee model (from €0 to €10/month depending on tier) keeps significantly more wealth compared to traditional 2% annual fees over 30 years.
Illustrative scenario: 200 000€ initial investment, 7% annual returns. Bubble example: €8/month fixed fee. Traditional: 2% annual fees.
Traditional investing stacks multiple fees across actors. Bubble replaces them with one flat subscription and full transparency, made possible by automation and intelligence amplification through AI.
While traditional fees grow exponentially with your portfolio, Bubble's €0–10/month pricing stays constant, maximizing your wealth accumulation.
Cumulative fees comparison over time. Fixed subscription remains constant while percentage-based fees grow exponentially.
Today's journey is fragmented and incentive-misaligned. Bubble brings everything together as a transparent decision-support platform that explains every step, equips you with analytics, and keeps you in control from onboarding to monitoring.
Traditional path: bank appointment (waits, limited hours) → biased advice (commission-driven) → "house fund" selection (expensive, underperforming) → delayed reporting → hidden fee cascade. Bubble path: instant AI answers, transparent strategies with commentary and backtests, automated monitoring with exportable instructions you execute with your own broker.
Until now, you paid a money manager or a banker for reassuring words and a jargon that few understand. Today, AIs make the "technical" vocabulary free, readable, verifiable, and comparable. The elitism of knowledge and obsolete intermediaries are over.
LLMs (ChatGPT, Gemini, Claude...) democratize access to expertise, help you understand more clearly, and let you demand evidence. Fees must now reflect real value: useful insights and measurable outperformance. We pierce the financial bubble, lift the veil on fee opacity, and put value back where it belongs: with you.
Our ethics: putting power back in your hands so you can break free from the excessive fees of now‑obsolete intermediaries. The result: you finance the economy, and the economy pays you interest. That's it.
We turn your ideas into automated trading strategies
We're developing the tool we use for our own investments: a private manager in your pocket, on its own app or directly in ChatGPT, at lower cost: a fixed price (e.g., €0-10/month) instead of traditional 2% AUM fees.
An agent that adapts to YOUR asset focus: you're not locked into pre-packaged portfolios by your banker. Every strategy is transparent and explained so you understand exactly what's happening. Financial expertise is now a commodity—accessible to everyone through AI, regardless of portfolio size.
A fixed cloud-tool subscription (plans from €0 to €10/month) instead of a percentage of your assets like a traditional manager (2% fees). The hedge‑fund approach becomes accessible to portfolios of any size.
Bubble's conversational AI translates complex analysis into clear decision support so you can review scenarios and choose the next step yourself.
Our portfolios prioritise low-cost ETFs and extend to cryptocurrencies on our roadmap (Crypto.com integration in progress).
The AI that turns your ideas into automated strategies
Find the best investment opportunities with our AI-powered screening engine.
Test your strategies on 20 years of historical data before investing real money.
Automate execution of your strategies with your preferred brokers (IBKR, Alpaca, Saxo Bank).
Stay in control of your decisions. Bubble provides insights, not mandatory recommendations.
€0-10/month instead of 2% management fees. No AUM fees, only compute costs.
Bubble is a conversational investment agent. You chat with it to:
1. Define your profile (goals, time horizon, risk tolerance)
2. Explore strategies (momentum, risk parity, value...)
3. Backtest your scenarios on 17+ years of data
4. Build your personalized allocation
5. Automate execution via your broker (IBKR, Alpaca, Saxo)
Everything is transparent: you see the calculations, rules, and historical performance.
Bubble offers 9 backtested strategies:
• Risk Parity: risk balancing across assets
• Momentum: 3-12 month trends
• Value & Quality: fundamentals + quality screening
• Low Volatility: volatility minimization
• Equal Weight: equal weighting
• Custom Mix: combine multiple strategies to your preferences
Each strategy comes with explanations, historical performance, drawdowns, and Sharpe ratios.
Currently, Bubble focuses on low-cost ETFs:
• Stocks: SPY (US), EFA (Europe/Asia), EEM (emerging)
• Bonds: IEF (US Treasuries 7-10Y)
• Commodities: GLD (gold)
• Real Estate: VNQ (US REITs)
• Cash: money market funds
• Cryptocurrencies: via Crypto.com and other crypto broker APIs
• Individual stocks: for targeted exposure
Structure: One strategy per pocket + one overall portfolio strategy.
No, never. Bubble does not hold your assets.
You keep your accounts with your usual broker (Interactive Brokers, Alpaca, Saxo Bank).
Bubble connects via API to:
• Read your positions (read-only access)
• Suggest orders (rebalancing, new trades)
• You validate each transaction before execution
You retain 100% control of your accounts.
Yes. Our conversational agent is designed to educate and guide:
• Plain language explanations: no technical jargon
• Predefined or custom strategies: choose from our proven strategies or create your own mix based on your preferences
• Personalized recommendations based on your answers
• Educational backtests: understand how each strategy behaves during crises
You don't need to be an expert in quantitative finance.
ChatGPT can discuss finance, but cannot:
❌ Access your real-time portfolio data
❌ Backtest strategies on 17+ years of historical data
❌ Connect to your broker to execute orders
❌ Monitor your positions and alert you to rebalancing needs
Bubble is a specialized agent with access to market data,
backtesting engine, and broker integrations. ChatGPT is a generalist.
We built this AI agent for our own portfolios and we're sharing it with you. If you believe financial services should be automated, transparent, and accessible to everyone—not just to pseudo elitists—join our early adopters.
Joining our waitlist is completely free and without commitment. We're simply looking to meet people who share our vision of more transparent finance.