Transparent investment in the AI era.
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Investors

You're the pilot, Bubble is co-pilot

Build your portfolio with AI, while keeping 100% control over everything.
We turn your ideas into automated trading strategies.

What We're Building

A Complete Investment Agent

We're developing the tool we use for our own investments: a private manager in your pocket, on its own app or directly in ChatGPT, at lower cost: a fixed price (e.g., €0-10/month) instead of traditional 2% AUM fees.

Step 1

Smart Screening

Find investment opportunities matching your criteria with AI-powered search.

Step 2

Deep Backtesting

Test your strategies on 20 years of historical data before investing real money.

Step 3

Automated Execution

Execute your approved strategies automatically with your preferred brokers.

An agent that adapts to YOUR asset focus: you're not locked into pre-packaged portfolios by your banker. Every strategy is transparent and explained so you understand exactly what's happening. Financial expertise is now a commodity—accessible to everyone through AI, regardless of portfolio size.

Your Investment Superpowers

You decide, Bubble executes.

Smart Screening

Find the best investment opportunities with our AI-powered screening engine.

Deep Backtesting

Test your strategies on 20 years of historical data before investing real money.

Automated Execution

Automate execution of your strategies with your preferred brokers (IBKR, Alpaca, Saxo Bank).

100% Control

Stay in control of your decisions. Bubble provides insights, not mandatory recommendations.

Fair Pricing

€0-10/month depending on your plan. No AUM fees, no costly intermediaries. Our interests are aligned with yours.

Our Assessment

The Reality of Traditional Fees Over 30 Years

Why Subscription Beats Percentage Fees

Starting with 200 000 EUR, Bubble's low flat-fee model (from 0 to 10 EUR/month depending on tier) keeps significantly more wealth compared to traditional 2% annual fees over 30 years.

Illustrative scenario: 200 000 EUR initial investment, 7% annual returns. Bubble example: 8 EUR/month fixed fee. Traditional: 2% annual fees.

While traditional fees grow exponentially with your portfolio, Bubble's 0-10 EUR/month pricing stays constant, maximizing your wealth accumulation.

Cumulative fees comparison over time. Fixed subscription remains constant while percentage-based fees grow exponentially.

Key Insights

AI breaks down technical jargon and dissolves elitism: expertise becomes accessible to everyone, allowing you to demand proof, challenge your financial advisors, and insist that fees reflect clear, transparent value.

Our ethics restore power to you and free you from excessive fees charged by obsolete intermediaries. Result: you finance the economy, the economy pays you interest. That's it.

Your questions, answered

How does Bubble Portfolio actually work?

Bubble is a conversational investment agent. You chat with it to:

1. Define your profile (goals, time horizon, risk tolerance)
2. Explore strategies (momentum, risk parity, value...)
3. Backtest your scenarios on 17+ years of data
4. Build your personalized allocation
5. Automate execution via your broker (IBKR, Alpaca, Saxo)

Everything is transparent: you see the calculations, rules, and historical performance.

What strategies can I use?

All strategies are available in all plans. Bubble offers 9 backtested strategies:

Risk Parity: risk balancing across assets
Momentum: 3-12 month trends
Value & Quality: fundamentals + quality screening
Low Volatility: volatility minimization
Equal Weight: equal weighting
Custom Mix: combine multiple strategies to your preferences

Each strategy comes with explanations, historical performance, drawdowns, and Sharpe ratios. No limits by plan.

What assets can I invest in?

Currently, Bubble focuses on low-cost ETFs:

Stocks: SPY (US), EFA (Europe/Asia), EEM (emerging)
Bonds: IEF (US Treasuries 7-10Y)
Commodities: GLD (gold)
Real Estate: VNQ (US REITs)
Cash: money market funds
Cryptocurrencies: via Crypto.com and other crypto broker APIs
Individual stocks: for targeted exposure

Structure: One strategy per pocket + one overall portfolio strategy.

Do I need to transfer my money to Bubble?

No, never. Bubble does not hold your assets.

You keep your accounts with your usual broker (Interactive Brokers, Alpaca, Saxo Bank). Bubble connects via API to:

Read your positions (read-only access)
Suggest orders (rebalancing, new trades)
You validate each transaction before execution

You retain 100% control of your accounts.

Is Bubble suitable for beginners?

Yes. Our conversational agent is designed to educate and guide:

Plain language explanations: no technical jargon
Predefined or custom strategies: choose from our proven strategies or create your own mix based on your preferences
Personalized recommendations based on your answers
Educational backtests: understand how each strategy behaves during crises

You don't need to be an expert in quantitative finance.

Building the Future Together

We're sharing with you this AI agent we use for our own portfolios. If you're not satisfied with traditional financial services and want to seize this historic opportunity, join our early adopters.

Joining our waitlist is completely free and without commitment. We're simply looking to meet people who share our vision of investment for everyone.

Early Access

Sign up