Bubble.
Transparent investment in the AI era.
In a world where AI transforms access to financial expertise, we're building the intelligent investment tool we wanted for ourselves: transparent, automated, and accessible.
Until now, you paid a money manager or a banker for reassuring words and a jargon that few understand. Today, AIs make the "technical" vocabulary free, readable, verifiable, and comparable. The elitism of knowledge and obsolete intermediaries are over.
LLMs (ChatGPT, Gemini, Claude...) democratize access to expertise, help you understand more clearly, and let you demand evidence. Fees must now reflect real value: useful advice and measurable outperformance. We pierce the financial bubble, lift the veil on fee opacity, and put value back where it belongs: with you.
Our ethics: putting power back in your hands so you can break free from the exorbitant fees of now‑obsolete intermediaries. The result: you finance the economy, and the economy pays you interest. That's it.
Starting with 200 000€, Bubble's low flat-fee model (from €0 to €10/month depending on tier) keeps significantly more wealth compared to traditional 2% annual fees over 30 years.
Illustrative scenario: 200 000€ initial investment, 7% annual returns. Bubble example: €8/month fixed fee. Traditional: 2% annual fees.
Traditional investing stacks multiple fees across actors. Bubble replaces them with one flat subscription and full transparency, made possible by automation and intelligence amplification through AI.
While traditional fees grow exponentially with your portfolio, Bubble's €0–10/month pricing stays constant, maximizing your wealth accumulation.
Cumulative fees comparison over time. Fixed subscription remains constant while percentage-based fees grow exponentially.
Today's journey is fragmented and incentive-misaligned. Bubble unifies it with a personal AI assistant, capable of explaining everything, offering transparent strategies and automation from onboarding to management.
We automate what a fund manager does: asset allocation, portfolio rebalancing, and strategy execution. But instead of a human doing it manually, your programmed strategy runs automatically.
We lift the veil of opacity over how markets work. All our strategies are visible and explainable. No more blind spots.
Because AI now makes expertise accessible to everyone, we're seizing this window to build a model where these efficiency gains allow us to give back what was historically captured by costly intermediaries.
We explain financial concepts simply and we help you understand your portfolio's performance in real-time.
We don't claim to beat the market. We give you access to our tool so you can manage your portfolio according to your objectives and at lower cost.
We're developing the tool we use for our own investments: an automated system that optimizes ETF-first portfolios through transparent quantitative strategies and rigorous backtests, rebalanced regularly.
We've crafted a full‑fledged AI agent that can act as your private manager: personalized advice, automated trading (for our Bubble accounts for now), and execution-ready guidance so you stay in command.
Learn more →See how simple quantitative strategies outperform traditional approaches over 20 years of historical data.
Equal Weight Strategy
Optimized Strategy
A fixed cloud-tool subscription (plans from €0 to €10/month) instead of a percentage of your assets like a traditional manager (2% fees). The hedge‑fund approach becomes accessible to portfolios of any size.
Our conversational AI gives you access to the same level of analysis and personalized advice as a professional, without the traditional fees.
Our portfolios prioritise low-cost ETFs and extend to cryptocurrencies on our roadmap (Crypto.com integration in progress).
Explore our analysis on AI, investing and quantitative finance
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We're developing this platform primarily for our own investments and sharing the same intelligence with you. If our approach seems relevant to you, we'd be delighted to count you among our early adopters.
Joining our waitlist is completely free and without commitment. We're simply looking to meet people who share our vision of more transparent finance.